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A practical guide for truck owners, owner-drivers and employed drivers: choose the right cargo jobs, quote with your costs in mind, and turn completed deliveries into a business you can measure.
1. Know what profit means for your role
If you own the truck and drive it, budget for your own driving work as well as the vehicle. Money left after buying diesel is not automatically profit: tyres, servicing, insurance and eventual replacement still need funding. If you own the truck but employ someone else, include the driver's agreed pay and operating allowances before calculating your return.
If you are an employed driver, the customer's delivery fare is not your personal income. Your earnings follow your agreement with the owner—such as salary, a trip allowance or an agreed incentive. Put responsibility for fuel, helpers, waiting time, repairs and payment collection in writing. Never accept an owner remittance target that can only be met by unsafe driving or overloading.
2. Get ready to receive suitable CargoMov jobs
Start at CargoMov driver registration. Complete the current identity, licence and vehicle-document requirements and wait for the relevant approvals. Keep your vehicle type, carrying capacity, operating area and availability accurate. A pickup, enclosed van and larger cargo truck solve different customer problems; a misleading profile creates wasted enquiries and failed pickups.
Once approved, use the Driver app or dashboard to review available jobs and submit offers where the booking allows them. Read the CargoMov Radar guide to understand matching job discovery. For an owner with employed drivers or several vehicles, contact CargoMov about the appropriate account arrangement instead of sharing one person's password. Registration does not guarantee daily work or a particular income.
3. Calculate a minimum workable price before sending an offer
Write down the pickup approach, loaded journey and likely return or repositioning journey. Then estimate fuel from your own recorded consumption and current purchase price. Add driver and helper pay, loading or access charges, parking, expected waiting time, maintenance and tyre allowances, allocated vehicle overheads and the actual platform or payment charges that apply. Do not guess a CargoMov commission rate.
A useful starting formula is: estimated pre-tax operating profit = delivery revenue minus all costs allocated to that delivery. Compare the same basis throughout: do not treat money collected on behalf of someone else as your own revenue. A maintenance reserve helps you budget for future wear; it is not necessarily a bill paid today. Do not count the same maintenance cost or platform deduction twice.
Use the example below to understand the method, not to quote a customer. Every number is hypothetical, not a CargoMov tariff, a current Ghana fuel price or an earnings forecast. The fuel allowance assumes all planned driving, including the return. Replace every cost with figures for your own truck and job.
| Budget item | GHS |
|---|---|
| Delivery revenue | 2,500 |
| Fuel for all planned kilometres | 900 |
| Driver and helper labour | 450 |
| Loading, parking and access costs | 80 |
| Maintenance and tyre allowance | 200 |
| Allocated vehicle overheads | 220 |
| Illustrative platform/payment charges—not an actual tariff | 150 |
| Total allocated costs | 2,000 |
| Estimated pre-tax operating profit | 500 |
4. Protect the margin, not just the booking count
In that example, GHS 500 divided by GHS 2,500 is a 20% operating margin. It is not the same as a 25% markup on the GHS 2,000 cost. If you reduce the fare to GHS 2,200 while those costs stay unchanged, the surplus falls to GHS 200—about 9.1% of revenue. One additional GHS 200 expense would remove it entirely. If any charge depends on the fare, recalculate it when the offer changes.
Before accepting, ask whether the job still works if loading runs late or the return is empty. A higher fare is not automatically a better job: three days of driving and waiting may earn less per working day than a well-organised shorter delivery. Allocate monthly overheads across a realistic number of working days, not the number you hope to achieve. Keep a separate cash-flow plan for loan repayments and other cash commitments; accounting profit and money available today are different.
5. Reduce empty running without relying on an unconfirmed return load
For a Tema-to-Kumasi enquiry, calculate whether the outward job covers the planned journey if no suitable return booking appears. Check available requests near your destination and realistic loading times, but treat a return load as an opportunity until it is confirmed. Do not quote below your workable price because you assume CargoMov will supply another job.
Measure empty kilometres as a share of total kilometres each week. Look for repeatable routes between areas you already serve, rather than driving a long distance to chase a small fare. A return booking is only useful if its additional revenue covers the extra pickup travel, handling, waiting and vehicle costs. Never combine customers' cargo without the required agreement, capacity and safe separation.
6. Send clear offers that a customer can confidently accept
Review cargo photos, dimensions, weight, pickup and drop-off access, helpers and delivery timing before bidding. A furniture collection from an upstairs apartment in Accra is not the same job as sealed cartons waiting at a warehouse loading bay. Ask questions before committing when the details are incomplete.
State the suitable vehicle, realistic pickup window, quoted amount and what your offer includes using the available booking fields. Confirm any unresolved scope through the supported communication channel. Do not silently add charges at the gate. An offer is not an assignment: wait for confirmation before heading to pickup. If a booking has a fixed price, assess whether its displayed terms cover your costs rather than assuming you can renegotiate later.
7. Treat maintenance and safe delivery as profit protection
Before leaving, check tyres, lights, visible leaks and load-securing equipment, and follow the truck manufacturer's inspection and servicing instructions. Have faults checked by a qualified mechanic. Plan safe working hours and stops. Do not use your phone while driving or overload a vehicle to make a low fare look profitable.
Keep a record of odometer readings, fuel bought, servicing and repairs. Use actual history to refine your maintenance allowance. Downtime costs more than a workshop invoice: it can also mean cancelled work and replacement transport. Inspect the cargo at collection, record existing damage appropriately, secure the load and obtain the required delivery confirmation. Do not assume a customer's selected cargo cover replaces your own vehicle or business insurance; check the applicable policy terms.

8. Work professionally with CargoMov Agents and customers
CargoMov Agents help customers prepare and manage bookings. An Agent-assisted job still needs a suitable approved driver, clear collection instructions and the correct payment status. Confirm the sender, recipient, cargo and loading contact in the assigned booking. Treat Agent-arranged work with the same care as a direct customer request.
For example, a shopkeeper may need stock moved from a Tema warehouse to an Accra outlet. The Agent helps capture the details, the customer confirms the requirements, and the assigned driver performs the delivery. Accurate updates and careful handling make future bookings easier, but do not imply exclusive work. Learn more in the Ghana cargo-delivery guide for customers, Agents and drivers.
9. Reconcile every job before calling the money profit
Record the booking reference, agreed fare, actual kilometres, fuel, labour, other expenses, deductions and delivery outcome. Separately record what was collected, what remains pending and what has actually been paid to the operator. Use the booking's verified payment status and your account records; a customer's screenshot alone is not proof that funds have cleared.
Where payment approval or a deposit is required, follow the booking's release instructions rather than privately bypassing them. Check payout details and the current payout process in your account; do not budget on an assumed instant withdrawal. Reconcile the owner's and driver's records after each trip, including advances and returned balances. Never share passwords, PINs or one-time codes to resolve a payment enquiry.
10. Run a simple 30-day improvement plan
Week one: complete the relevant CargoMov checks, inspect the vehicle and create a cost sheet. Week two: quote only suitable jobs you can fulfil, recording why offers were accepted or declined. Week three: compare estimated costs with actual results and identify delays, empty running and avoidable handling problems. Week four: review which vehicle-and-route combinations produced a surplus after realistic costs.
Track five measures: completed jobs, average operating profit per job, profit per working day, empty-kilometre share and unpaid balances. Review them together—high revenue alongside mounting repairs or unpaid deliveries is a warning, not a success story. Start with reliable work within your capacity before expanding.
Ready to put the method into practice? Apply to drive with CargoMov, complete the required approvals and evaluate your first suitable job using your own numbers. If you do not own a vehicle and are considering hiring one, read the separate truck-rental profitability guide. CargoMov provides a way to connect with delivery demand; disciplined pricing and execution determine whether the work is profitable.
Topics covered
Frequently asked questions
Can a truck owner make money through CargoMov without driving personally?
An owner can explore operating with an appropriately approved driver, but should confirm the account and vehicle arrangement with CargoMov. Agree driver pay, expenses, vehicle care and record-keeping before accepting work. Owning a truck does not guarantee profitable bookings.
How much can a CargoMov truck driver earn in Ghana?
There is no universal figure. An employed driver's earnings depend on the owner–driver agreement; an owner-driver's result depends on completed work and all operating costs. The GHS figures in this guide are illustrative budgets, not promised earnings.
Does CargoMov guarantee return loads?
Do not assume a return load will be available. Check current suitable requests, but cost the planned journey conservatively and wait for a confirmed booking before treating a return load as revenue.
What is the best price to offer for a cargo job?
A sustainable offer covers your realistic full-job costs and desired surplus while accurately describing the service. Use the cargo, route, vehicle, timing and current applicable charges—not another driver's price alone—to calculate it.
Is money in the driver's account the same as profit?
No. Account balances may include advances, pending amounts or money needed for fuel, wages and other obligations. Reconcile completed deliveries, deductions, actual expenses and future vehicle costs before judging profitability.
Put your truck and skills to work
Start your CargoMov driver application. Once the relevant checks are approved, review suitable jobs and make offers based on your own operating costs.
